Contactless Dining encompasses multiple new technologies developed during the COVID pandemic. Consumers have been quick to adopt these technologies because they are convenient and limit the germs they could otherwise come in contact with. One restaurant recently reported that 80% of their sales comes from online order and pick up. One technology needed for contactless dining is an online menu. No more is it necessary … Read More
What is a Hosted Payment Page?
A hosted payment page is a secure and simple E-commerce checkout webpage that can collect credit card payments or E-check payments. Some small businesses only have a small number of products or services that they would like to promote and sell on a webpage. These businesses don’t need a full- blown shopping cart. They can instead use a hosted payment page provided by their merchant … Read More
Cash Discounting Allows for Zero Cost Credit Card Processing!
Reducing credit card processing fees to ZERO by passing on credit card processing fees to the consumer is a growing trend for merchants. It is easy to implement with a program called Cash Discounting. After all, merchants can SAVE THOUSANDS OF DOLLARS per year, many even monthly! The post COVID economy gives merchants no choice but to look for ways to save money and preserve … Read More
What is a Payment Gateway?
A payment gateway connects the interface device used by a consumer to the merchant’s payment processor. That processor sends the transaction to a processing bank which authorizes the consumer’s credit card payment and sends it back to the processor, who deposits the credit into the merchant’s bank account. Examples of interface devices are credit card terminals, virtual terminals, POS software systems, E-commerce sites, and mobile … Read More
Mobile App for Home Services Software!
Put your home services business on autopilot. Nothing beats taking orders while you sleep with online booking. Except for maybe online payment processing connected to those orders. But how about having an easy mobile app that integrates to your CRM software and manages your crew for you? Here are some must have features: 1. Managing crew with GPS routing to save time and dollars. 2. … Read More
Take Online Orders and Payments!
In the current and post COVID era, consumers demand fewer people interactions and more convenient ways to order, pay, and pick up items. All over town, we see signs with phone numbers encouraging customers to call in orders. But even the phone is time-consuming for consumers getting busy signals and time-consuming for merchants who have to pay staff to answer the phone. Time is money. … Read More
Options and Resources for COVID-19 Business Relief
We understand that this is a trying and uncertain time for small businesses. COVID-19 restrictions have made things difficult with ever changing rules and regulations. Many businesses are struggling to stay afloat but fortunately there are several measures being implemented at both the state and federal level to help ease the economic burden on business owners. We are happy to share some of these options … Read More
Payment Processor Scam #3 Against Merchants – Lack of Service and Lousy Support
In previous blogs, we talked about Scam #1, the Fraud of Lack of Disclosure, and Scam #2, the Scam of Raising Rates. The third scam against merchants is the lack of service, which I call 1-800-IGNORE- ME. The credit card processing salesperson mostly focuses on rates and supposedly how much they will save you. But a hidden fee is the lack of service and support. … Read More
Payment Processor Scam #2 Against Merchants
In a previous blog, we talked about Scam #1, the Fraud of Lack of Disclosure. Some merchant processing salespeople leave out significant rates and fees in their quotes. If you haven’t read that blog, click here. A second scam that processors commit against merchants is the scam of raising rates. Their salespeople don’t mention this to their prospects. Embedded in the 30 page, small print, … Read More
How Can I Reduce My Credit Card Processing Fees?
How Can I Reduce My Credit Card Processing Fees? 1. You can reduce your rates by swiping a card versus keying it into a terminal or virtual terminal or online at an eCommerce site. When the card is swiped and present, the chances of a chargeback are lower. Therefore, the bank issuing card associations assign a lower rate to that swiped card than to a … Read More