Bob is back at it again. Recently, Bob showed up at one of our clients’ with a story that he was only going to charge the merchant 1%, and by the way, they needed all new equipment. The client called our office to ask for our review. It turns out Brand X was charging 1% on top of all the other qualified, mid-qualified, and non-qualified fees, but Bob neglected to explain that in his presentation. Another point he forgot to explain: there was a $995 early termination fee! Lord, have mercy! Does Bob have to trick people into signing up and then charge them for wanting to leave his bad service?