Jim Howell’s Story with Electronic Money Company
Choosing the right credit card processing company can feel overwhelming—especially for small business owners who have heard horror stories about hidden fees, long-term equipment leases, and broken promises.
I know this firsthand.
My name is Jim Howell, and after more than 25 years with the Better Business Bureau of the Southwest, I thought I understood business ethics better than most. But when I entered the credit card processing industry, I quickly learned how unethical some companies can be—and why finding the right processor truly matters.
From the Better Business Bureau to Credit Card Processing
For over two decades, I ran sales programs at the Better Business Bureau. My job was centered around trust, transparency, and consumer protection. When I retired in 2018, I wanted something different—something where I could build long-term residual income by helping businesses, not hurting them.
That led me to credit card processing.
At first, I partnered with a company that promised the world—but delivered the opposite. Merchants were misled. Equipment leases were pushed unnecessarily. Reimbursements were promised and never paid. Even my own commissions were delayed.
It became clear:
👉 This was not how business should be done.
Why Ethical Credit Card Processing Matters
Many merchants don’t realize:
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Equipment leases can cost thousands more than buying outright
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Early termination fees are often hidden in the fine print
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Rates are frequently misrepresented
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Support disappears after the sale
As someone who spent years protecting businesses from these practices, I knew I couldn’t continue in an unethical system.
I almost walked away from the industry completely.
Becoming “The Good Guy” in Credit Card Processing
Thankfully, my wife gave me the push I needed. She said something simple but powerful:
“Why don’t you go out there and be the good guy?”
That meant only one thing—I needed to align myself with a company that shared my values.
Because of my background with the BBB, I already knew Electronic Money Company had an outstanding reputation. It’s locally owned, woman-owned, and built on honesty, transparency, and long-term relationships.
So I walked into their office—and everything changed.
Why I Chose Electronic Money Company
From day one, it was clear this company was different:
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✅ No unethical equipment leases
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✅ Transparent pricing
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✅ Honest sales practices
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✅ Ongoing training and real support
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✅ No pressure to sell something a business doesn’t need
I was trained the right way—at no cost. When I made mistakes, I was coached, not criticized. The entire team worked together to support merchants and sales partners alike.
That was over five years ago, and I’m still here—because integrity never goes out of style.
A Better Credit Card Processing Experience for Your Business
If you’re a business owner, you deserve:
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Clear, easy-to-understand statements
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Fair and competitive processing rates
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Equipment you own (not lease)
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A real person you can call for help
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A processor who puts your business first
That’s exactly what we do at Electronic Money Company.
🎥 You can watch my full story below.
Ready for Honest Credit Card Processing?
If you’re tired of confusing fees, long-term contracts, or broken promises, let’s talk.
📞 Schedule a free, no-obligation review of your current processing statement.
💳 Find out if you’re overpaying
🤝 Work with a company built on trust and transparency
Call us today at 505-296-2847 to schedule a free consultation.
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Other topics you might be interested in: Avoid Costly Mistakes: Download our free report, 5 Mistakes to Avoid When Choosing a Credit Card Processor
