How do you feel when you call up a company that sold you a  product or service because you have a question; a concern; you have a gripe; something is not working right; you don’t understand the billing; or for whatever reason you need to speak to a live human. Do you like it when you have to listen to a bunch of prompts, of

If you’re running your business on a POS system that “comes with” its own payment processing, there’s a good chance you’ve felt it… those rates creeping up, support getting slower, and the sinking feeling that you’re stuck. You’re not alone—and more importantly, you’re not as locked in as you think. Let’s talk about what’s really going on, and how to fix it. A lot of

If your business accepts a lot of corporate or government credit cards, a major change is happening in the payments industry. Depending on how you handle transactions, this could either increase your costs—or help you save significantly. What Is CEDP? CEDP stands for Commercial Enhanced Data Program. It’s Visa’s new system for determining which B2B transactions qualify for lower interchange rates. Why Visa Introduced CEDP

What Is CEDP? CEDP stands for Commercial Enhanced Data Program. If your business accepts a lot of corporate purchasing or government credit cards, there’s a major change happening in the payments industry that could either increase your processing costs or reduce them significantly, depending on how you handle transactions. How CEDP Works Visa has introduced this new framework, CEDP. Merchants that process B2B transactions and

Let’s talk about Payment Card Industry compliance, otherwise known as PCI.  All merchants are required to follow protocols protecting the integrity of their customers’ credit card numbers and related security information for credit card holder fraud protection. Those requirements are monitored by PCI compliance companies who exist to monitor merchants and their payment transactions for the purpose of preventing fraud, which is rampant.  All payment

For many small businesses, access to capital isn’t just helpful—it’s essential. Whether you’re preparing for seasonal demand, purchasing inventory, hiring staff, or investing in marketing, having access to extra funds when you need them can be the difference between growth and stagnation. For small businesses that need fast capital — this is huge. Gingergaye here with Electronic Money Company Merchant Services.  We can give you

At Electronic Money Company, we believe payment processing isn’t just about rates and technology — it’s about relationships, trust, and real support. We’re not a faceless call center or a national processor that treats merchants like account numbers. We’re a team that cares deeply about your business success, and we prove it every single day. Because We Care We take the time to understand your

Stripe Chargeback Fees and Practices – A Big Mistake for Stripe! Stripe has a large client base for payment processing, for individual small businesses as well as Independent Software Vendors. They offer a flat rate and flat transaction fee. It is rather high, but makes things seem simple. But what about the other hidden costs of using Stripe?   Let’s compare Stripe to merchant processors who

Why WiFi Terminals Are Changing the Game for Small Business Owners In today’s fast-paced business world, flexibility and speed are everything. When it comes to accepting credit cards, the equipment you use can make a big difference in how smoothly your business operates. New technology has given merchants a new choice to speed up servicing of customers. You can choose a terminal that connects to

Why Are Gift Cards a Must-Have for Every Business? Because They Are a Growth Engine. Gift cards are no longer just a holiday convenience—they’ve become one of the fastest-growing ways customers interact with their favorite brands. In fact, demand for gift cards continues to rise year after year, and smart merchants are cashing in on the opportunity. At Electronic Money Company, we see firsthand how