To Offer Cash Back on Debit Card Transactions or Not?

Ginger HollowellCredit Card Processing/ Merchant ServicesLeave a Comment

Debit Card Cash Back

Overall, offering cash back to your customers can be a benefit. 1. It provides a service of convenience for your customers and can develop loyalty and an opportunity to spread word of mouth advertising regarding the convenience. 2. Customers appreciate the ability to add cash to their pocket without an additional trip to the ATM and without incurring the ATM fee. 3. Offering cash back … Read More

Attention Business Suppliers with Net 30 Terms!

Ginger HollowellCredit Card Processing/ Merchant ServicesLeave a Comment


Culture in the business-to-business world has dictated a customary practice of offering buyers net 30 terms or even longer.  Giving buyers 30 days is the same as borrowing money at interest for 30 days.  Maybe a business has enough cash sitting in their bank account, but the slow speed of collecting money owed on invoices has an actual cost. Many suppliers offer a net 10 … Read More

Food Delivery Fraud

Angela HudginsScams Against MerchantsLeave a Comment

Food Delivery Fraud

In the restaurant industry, food delivery has grown even more popular during COVID.  Food delivery is not just for pizza, but for all types of meals. Unfortunately, with any new adaptation of digital technology, like online food ordering with delivery, fraudsters are looking for ways to take advantage and find holes in the system to steal other people’s money. There are 3 ways that fraudsters … Read More

Are Restaurant Delivery Services Making Money or Draining Money from Restaurants?

Angela HudginsCredit Card Processing/ Merchant Services, Restaurant POSLeave a Comment

The pandemic brought about significant increases in demand for delivery services as restaurants were forced to shut down indoor dining. Surveys show that 60% of adults and 71% of millennials will want to continue having these options post COVID lockdowns.  However, delivery services cost money, and restaurants are giving up big margins paying the delivery companies to keep their doors open.  Neither the restaurants nor … Read More

Contactless Dining!

Angela HudginsCredit Card Processing/ Merchant Services, UncategorizedLeave a Comment

Contactless Dining

Contactless Dining encompasses multiple new technologies developed during the COVID pandemic. Consumers have been quick to adopt these technologies because they are convenient and limit the germs they could otherwise come in contact with. One restaurant recently reported that 80% of their sales comes from online order and pick up. One technology needed for contactless dining is an online menu. No more is it necessary … Read More

What is a Hosted Payment Page?

Angela HudginsCredit Card Processing/ Merchant Services, UncategorizedLeave a Comment

A hosted payment page is a secure and simple E-commerce checkout webpage that can collect credit card payments or E-check payments. Some small businesses only have a small number of products or services that they would like to promote and sell on a webpage. These businesses don’t need a full- blown shopping cart. They can instead use a hosted payment page provided by their merchant … Read More

Cash Discounting Allows for Zero Cost Credit Card Processing!

Angela HudginsUncategorizedLeave a Comment

Cash Discounts Credit Card Processing

Reducing credit card processing fees to ZERO by passing on credit card processing fees to the consumer is a growing trend for merchants.  It is easy to implement with a program called Cash Discounting.  After all, merchants can SAVE THOUSANDS OF DOLLARS per year, many even monthly!  The post COVID economy gives merchants no choice but to look for ways to save money and preserve … Read More

What is a Payment Gateway?

Angela HudginsCredit Card Processing/ Merchant Services, UncategorizedLeave a Comment

Payment Processing Gateway

A payment gateway connects the interface device used by a consumer to the merchant’s payment processor. That processor sends the transaction to a processing bank which authorizes the consumer’s credit card payment and sends it back to the processor, who deposits the credit into the merchant’s bank account. Examples of interface devices are credit card terminals, virtual terminals, POS software systems, E-commerce sites, and mobile … Read More

Mobile App for Home Services Software!

Angela HudginsCredit Card Processing/ Merchant Services, Secrets of Success, UncategorizedLeave a Comment

Put your home services business on autopilot. Nothing beats taking orders while you sleep with online booking. Except for maybe online payment processing connected to those orders. But how about having an easy mobile app that integrates to your CRM software and manages your crew for you? Here are some must have features: 1. Managing crew with GPS routing to save time and dollars. 2. … Read More

Marketing Integrated with Your POS System

Angela HudginsPoint of Sale Computer/Tablet SystemsLeave a Comment

Marketing Integrated with Your POS System

POS Systems were created to integrate with invoicing and payment processing. This was a great advance over the credit card terminal sitting next to a POS. But as technology advances, the POS has incorporated all the systems for the business owner. One of those systems is marketing with your POS, which is the feature I want to address in this blog. Not all POS systems … Read More