Square vs Your Own Merchant Account

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Square vs Your Own Merchant Account

How Do I Decide if I Should Choose Square or Get My Own Merchant Account from a Merchant Services Provider? Price Consideration: Square is set up for the small volume merchant.  Square does not have a monthly fee or transaction fee; only a rate of 2.75%.  Let’s compare this pricing to a typical merchant processor charging $10 per month plus 1.89% + $.20 per transaction.  … Read More

How Can I Lower my Credit Card Processing Rates on Corporate Cards up to 1%?

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Saving-Money

Why Is It a Problem?  What is the Solution? Problem: Corporate cards have the highest payment processing rates for merchants. Why? Here is the education behind why corporate and business types of cards cost the merchant a higher processing rate. The situation is that corporate cards are higher risk of being charged back because they are abused by employees who are issued the cards from their … Read More

True Story About a Low Rate Hussle!

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Scam-Salesperson

A Long Time Client is Being Hussled! One of my long time clients called me and asked a strange question.  She was bombarded by companies calling her to switch her processing.  Tired of the hassle she finally said yes, she would listen to the salesperson’s program!  She made an appointment with her. Then she called me and asked if I would be at her side … Read More